Hail Damage to Replace a Roof: Expert Tips by Frog Roofing

Hailstorms can cause hail damage to replace a roof leading to costly repairs and even complete roof replacement. This is your time not to get any chance for your roof to be damaged by hail.

Roofs, like many other things, may get damaged from hailstorms, and the results may be challenging to the homeowner; sometimes, this damage appears irreversible and calls for a repair, otherwise, a newer replacement.

In this Frog Roofing ultimate guide, you will learn about spotting hail damage, how much hail damage warrants a roof replacement, cost-effective solutions, and insurance covered on hail-damaged roofs.

What Is Hail Damage and How Does It Affect Your Roof?

Some ice rainstones, varying from pebble to baseball size, can inflict diverse issues on roofing, such as dents, granule loss, or cracked tiles. 

Besides, the damage degree may vary from light to severe depending on the rain volume, the roof’s composition, and the storm force in your area. 

Yet examining hail damage to the roof helps to see if the change will only be a simple repair or a comprehensive rebuilding project.

Common Signs of Hail Damage

Hail damage to the roof takes time to become visible and can result in long-term issues if left unattended. Here is a list of the most common signs during a hailstorm for damage to the roof.

1. Dented or Cracked Shingles

The most common sign of hail damage is the formation of dents, cracks, on shingles. They can affect the shingle’s structure and thus reduce the ability to resist water, which causes leakage issues to arise.

2. Granule Loss

Hail damage can occur due to the loss of granules from asphalt shingles during a storm. Thus, one should look through gutters and downspouts for evidence of the granules loss.

3. Soft Spots on the Roof

Soft spots can sometimes be seen on the roof’s surface. Applying gentle pressure to shady areas can disclose if a spongy or flexible material is present, likely resulting from a broken layer.

4. Visible Water Leaks or Stains

Hail may damage shingles so that they make way for the seepage of water, thus leading to water stains on walls or roofs. The water damage may cause the ceiling to get stained or the walls to drip.

5. Broken or Missing Shingles

A big hailstorm can disconnect the damaged shingles, the underlayment will be exposed, leaving the roof unprotected.

6. Damage to Gutters 

The hit of hailstones on the roof can create dents or damage to the gutters; it indicates the severity of roof damage.

Upon noticing any of these signs, it is strongly recommended to call in a professional checkup from Frog Roofing. 

How Hail Damage Impacts Roof Longevity

Below are the risks of  hail damage to the roof:

• Shorten the roof’s lifespan.
• Lead to leaks and mold growth.
• Increase energy costs due to compromised insulation.
• Reduced property value

Types of Hail Damage and Their Impact

Hail damage to roofs will be at different levels from one to another. The damage might be so severe that various types of destruction require different repair processes. 

Frog Roofing is a company with outstanding skills in finding and solving hail damage problems. Here is a list that gives a breakdown of the different types:

Minor Damage

This is the most common scenario for repair. It may involve the following:

• A little bit of the granules dropping from the shingles, which are made of asphalt
• Some dents in the metal roofing
• Small cracks on slate or tile roofs

Moderate Damage

This problem often requires extensive repairs:

• There are visible cracks on the shingles
• Asphalt shingles are flaking off at the exposure of the fiberglass mat
• Chipped or cracked slate or clay tiles

Heavy Damage

The severe one is when significant damage is done mainly as a result of massive hailstorms:

• Shingles have been broken with large holes or have turned into cracks.
• Rock salt or clay tiles have been shattered.
• Metal roofing has been heavily dented.

How Much Hail Damage Warrants Roof Replacement?

One needs to consider various factors when the need for roof replacement arises due to hail damage.

 A Frog Roofing expert’s in-depth examination will enable you to develop a well-structured decision on the most cost-effective course of action.

Key Factors to Consider

• Size of Hailstones: Hailstones with a more than 1 inch diameter cause severe damage. 

• Number of Hits: If more than ten hits are found for every 100 square feet, replacing the roofing is the best decision. 

• The extent of Damage: Heavy damage to shingles, underlayment, and flashing may lead to a complete replacement if such cases arrive.

• Roof Age and Material: The hail storms could hit more aged roofs or weaker materials. We check the age and scope of the material when choosing the best approach for you.

Do not be a fool, though: Home safety comes first, and thus, hail damage should be taken seriously. 

Frog Roofing is just a message away from a comprehensive inspection and professional advice.

Hail Damage Roof Repair Cost: Frog Roofing Affordable Plans

Hail damage roof repair costs are usually between $200 and $32,500, with an estimated figure of around $4,250 prevailing among most homeowners. 

The exact cost is always unpredictable as hail coming the size of a golf ball could lead to more extensive destruction results. 

Frog Roofing is familiar with addressing hail damage quickly and effectively.

Major Cost Factors of Hail Damage Roof Repair

The cost of hail damage repair depends on the size of your roof, the type of material you choose, and the extent of the damage. 

Frog Roofing professionals look into each of these areas when evaluating your roof.

Hail Damage Repair Costs by Roof Type

• Clay or concrete titles: $3 to $7 per sq. ft.
• Asphalt shingles: $4–$15 per sq. ft.
• Wooden shakes and shingles: $5–$9 per sq. ft.
• Metal roofs: $5–$20 per sq. ft.

Cost by Roof Size and Layout

• 100 sq. ft.: $400–$1,500
• 500 sq. ft.: $2,000–$7,500
• 1000 sq. ft.: $4,000–$15,000
• 2000 sq. ft.: $8,000–$30,000

Frog Roofing gives you a fair estimate considering your roof’s exact size and layout.

Extent of Hail Damage

Relatively, minor surface damage is not problematic to solve.

So, Frog Roofing conducts thorough checks to define the gravity of the situation and thus propose relevant solutions.

Labor Costs for Hail Damage Repair

Roofing professionals, like Frog Roofing, usually require between $35 and $90 per hour. Our dedicated crew provides quality repairs quickly and permanently.

Does Homeowners Insurance Cover Hail Damage?

Some homeowner insurance policies also cover storm damages, such as hail damage. Frog Roofing shows you how to request your insurance company after a hailstorm.

A coordinator will be assigned to you to help assess the damage, calculate repair costs, and then guide you through the claim process.

Typical Insurance Deductible Amounts

• If you get a yes answer from the company concerning your claim.
•  Your insurance provider will meet the entire cost of the damages except for the deductible you will be required to pay. 
• The deductible can be fixed, typically ranging from a few hundred to a few thousand dollars or a certain percentage of the insured value. 

For example, with a 1% deductible on a $400,000 insured home, your deductible would be $4,000.

Getting Your Roof Inspected

• The insurance company will first evaluate a professional roof.
• Comprehensive inspections at Frog Roofing are designed to guide its clients on the amount of damage and the needed repairs. 
• A roof examination is always good practice whether you file a claim.

• Examination fees typically are in the range of $125 and $340 if they are not offset by insurance. 

Not only that, but the highly skilled inspectors of Frog Roofing can also check whether it is purely cosmetic or structural damage that may affect your insurance.

Home Warranty Coverage

• Suppose your homeowner’s insurance policy doesn’t provide coverage for the hail damage. 
• An alternative such as a home warranty may be helpful to you to repair minor damages.
• The warranty plans for roofs that are best cover only leakages, which are the leading cause of hail damage.

Frog Roofing even requests that homeowners be keen while analyzing their home warranty policies. 

Why Choose Frog Roofing?

Frog Roofing is the only company that repairs hail-damaged roofs in this area. The company offers several advantages to homeowners:

Expert Inspections

Our company performs a detailed diagnosis to pinpoint the nature and extent of the damage on the roof.

Insurance Assistance

Frog Roofing will guide you through the insurance claims procedure, ensuring the process is step-by-step and stress-free for our clients.

High-Quality Materials

Our company guarantees that only premium quality materials will be used for your roof replacement, and they will survive earthquakes and other natural disasters.

Customer Satisfaction

Frog Roofing operates its business transparently and has a close relationship with customers. It provides an affordable, stunning service and impressively highly efficient and experienced staff.

Our transparent price policy and competence in the customer care department are what guarantee our successful performance.

Conclusion: Our Recommendation

First, immediate detection and repair of the hail damage symptoms can safeguard against expensive fixes or replacements.

Frog Roofing has gathered a group of experts who consider the roof’s information to present you with the report. 

We offer down-to-earth and practical solutions for your specific case through our evaluation of the age and material of the roof. 

Frog Roofing is prepared to assist from inspection to filing insurance claims and working necessary repairs or replacements, through the entire process. 

In this way, we can guarantee that our proposed solution is feasible and durable and that the necessary costs are minimal.

One hailstorm could cost you thousands—find out if your roof needs help today!

Keep your roof in top shape with FROG ROOFING. Schedule your FREE inspection today for peace of mind and professional solutions.

Call us at Phone: 945-227-8333
Email: info@frogroofing.com
Address: 1110 Summit Ave, #1, Plano, TX 75074

Business Hours:

• Monday to Friday: 8:00 AM – 5:00 PM
• Saturday: 10:00 AM – 3:00 PM
• Sunday: Closed

FAQs

How much hail damage do I need to replace my roof?

You’ll typically need damage like cracked shingles, granule loss, or punctures from hailstones more prominent than 1 inch to warrant replacement.

Does insurance cover hail damage to roofs?

Most homeowners’ insurance policies cover hail damage, but coverage depends on your policy type and deductible amount.

How can I spot hail damage on my roof?

Look for dents, cracks, missing granules, or damage to gutters and vents. A professional inspection is best for confirmation.

How much does hail damage roof replacement cost?

Costs vary by roof size and material but range from $4,000 to $15,000 for asphalt shingles and higher for premium materials.

Can hail damage be repaired instead of replacing the roof?

Minor, localized damage can often be repaired, but widespread issues or structural damage usually require a complete replacement.

How long must I file an insurance claim for hail damage?

Most insurance policies allow up to one year after the storm, but it’s best to check your policy for specific timelines.

What’s the best roof material to prevent hail damage?

Impact-resistant shingles or metal roofing offer the best protection against hail damage and are ideal for hail-prone areas.

Can I inspect hail damage myself?

You can look for visible signs like dents or missing granules from the ground, but climbing onto your roof is not recommended for safety reasons.

What happens if hail damage isn’t repaired?

Unrepaired damage can lead to leaks, mold, and structural issues, which will cost more to fix over time and reduce your roof’s lifespan.

Why choose FROG ROOFING for hail damage repair?

FROG ROOFING offers expert inspections, high-quality materials, and seamless insurance claim assistance for hassle-free roof care.